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FINANCE

Make Your Next Upgrade More Affordable with Finance

​Whether you're replacing a heat pump, installing solar, upgrading your electrical system or investing in a smarter home, ATL offers flexible finance options and exclusive customer benefits to help make your project more achievable.

From Q Card interest-free finance to SuperGold Card discounts and information on Green Home Loans, we're here to help you find the option that works best for your budget.

What can you finance? 

Whether you're improving comfort, increasing energy efficiency or upgrading ageing electrical systems, finance can make larger projects more manageable. Many of ATL's residential solutions are eligible for Q Card finance, helping you invest in your home sooner while spreading the cost over time.

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Popular projects include*:

  • Heat Pump Installations

  • Heat Pump Replacements & Upgrades

  • Ducted Heating & Cooling Systems

  • Lossnay Ventilation Systems

  • Hot Water Heat Pumps

  • Solar Power & Battery Storage

  • EV Charger Installations

  • Electrical Renovations & Rewiring

  • Switchboard Upgrades

  • LED Lighting Upgrades

  • Smart Home Automation (Control4)

  • Home Security Systems

  • CCTV & Access Control

  • BEAM Central Vacuum Systems

  • Energy Management Solutions

​And much more

*Finance availability may vary depending on the project and customer eligibility.

Why invest now?

Improve Comfort

Install the heating and cooling your family needs today

Improve Safety

Replace ageing switchboards and outdated electrical systems.

Lower Energy Bills

Upgrade to efficient heat pumps, solar or energy-saving technologies.

Future-Proof Your Property

Prepare your home for EV charging, batteries and smart technologies.
Upgrade now. Pay later.
Q CARD FINANCE

With Q Card interest-free finance, you can complete your project now and spread the cost over time. Whether you're installing a heat pump, upgrading your electrical system or investing in solar, ATL makes it easier to improve your home without paying everything upfront.

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Apply online with Q Card or contact our team to discuss your project and available finance options.

Finance Terms & Conditions Up to 18 months interest free is available on Long Term Finance (LTF) for in-store purchases. Min spend $2,000. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at the end of LTF interest free period. Other interest rates and fees may apply. Rates and fees subject to change. New customers need to apply and be approved for a Q Mastercard credit card. ATL Electrical, Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice. For full finance terms visit qcard.co.nz.

Q Card mastercard mockup

  • Up to 18 months interest-free

  • Flexible interest-free terms available

  • Spread the cost of eligible home upgrades

  • Quick and easy online application

Why choose Q Card?

Saving you more on everyday ATL services

SUPERGOLD CARD BENEFITS

ATL is proud to support SuperGold Card holders with a 10% discount on eligible residential charge-up and service work.

 

It's our way of helping make essential home services more affordable while providing the same trusted workmanship and friendly service our customers rely on.

Older lady holding supergold card welcome here sign by atl sign

  • 10% off residential charge-up and service work, including emergency call-outs.

  • Excludes all quoted, fixed-price and contract work.

  • Present your SuperGold Card when booking to redeem the offer.

  • The discount applies to the full job and cannot be combined with other promotions or discounts.

  • Payment must be made in full by the invoice due date for the offer to apply.

  • We proudly service the wider Canterbury region, with standard travel charges applying outside Christchurch.

Offer details: 

Rinnai highwall heat pump in modern home with green wall

Make energy-efficient upgrades more affordable

GREEN HOME LOANS

Many New Zealand banks offer Green Home Loan options to help homeowners invest in energy-efficient improvements. Depending on your bank and eligibility, these loans may provide access to low or no-interest lending for qualifying upgrades.

Green Home Loans may be available for:

  • Heat pump installations

  • Solar power systems

  • Home battery storage

  • EV chargers

  • Energy-efficient hot water systems

  • Other eligible electrical upgrades

If you're considering making your home more energy efficient, our team can help you choose the right solution and provide the information you need to discuss finance options with your bank.

Looking for pricing information?

Need to understand how ATL charges for service work or when fixed-price quotations apply? Visit our Rates & Pricing page to learn how we quote projects, hourly service work and what to expect before booking.

Ready to explore your finance options?

Whether you're interested in Q Card finance, want to learn more about available payment options or simply have a question, our team is here to help.

 

Complete the form and we'll be in touch to discuss your project and the finance options that may be available.

Multi choice
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